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		<title>Foreclosures &amp; Mortgage Fraud Essays</title>
		<link>http://www.universityessayexperts.com/2010/06/foreclosures-mortgage-fraud-essays/</link>
		<comments>http://www.universityessayexperts.com/2010/06/foreclosures-mortgage-fraud-essays/#comments</comments>
		<pubDate>Sat, 19 Jun 2010 14:26:14 +0000</pubDate>
		<dc:creator>john</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[academic research]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[consumer credit counseling]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[criminal investigators]]></category>
		<category><![CDATA[criminal justice programs]]></category>
		<category><![CDATA[crisis]]></category>
		<category><![CDATA[delinquency]]></category>
		<category><![CDATA[essays]]></category>
		<category><![CDATA[financial advisors]]></category>
		<category><![CDATA[financial losses]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[fundamental health]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[industry]]></category>
		<category><![CDATA[justice]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[mortgage repayment]]></category>
		<category><![CDATA[national economy]]></category>
		<category><![CDATA[Nationally]]></category>
		<category><![CDATA[repayment terms]]></category>
		<category><![CDATA[stage]]></category>
		<category><![CDATA[thesis topics]]></category>
		<category><![CDATA[way]]></category>
		<category><![CDATA[year]]></category>

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		<description><![CDATA[Mortgage fraud, foreclosures and home lending have been extremely popular topics for essays, thesis topics and dissertations over the past several years. For example, the FBI has noted that there has been more than $1.5 billion in financial losses due to mortgage fraud during 2009 with this year likely to equal or surpass 2009. ]]></description>
			<content:encoded><![CDATA[<p>Mortgage fraud, <a href="http://www.realtytrac.com/foreclosure/foreclosure-rates.html">foreclosures</a> and home lending have been extremely popular topics for essays, thesis topics and dissertations over the past several years. For example, <a href="http://www.fbi.gov/hq/mortgage_fraud.htm">the FBI has noted that there has been more than $1.5 billion in financial losses due to mortgage fraud during 2009 with this year likely to equal or surpass 2009</a>. Many <a href="http://www.trainingregistry.com/category.asp?pass_sec=1&amp;pass_ssc=28">academic programs in finance</a>, accounting and criminal justice find mortgage fraud and home lending issues, such as consumer credit counseling, to be quite useful topics to study and to assign for research papers. This is because <a href="http://myfloridalegal.com/mfraud.nsf/pages/NFCScorp">consumer credit counseling</a> that purports to guide consumers through improving their credit, easing consumer debt such as credit card debt and in negotiating better mortgage repayment terms, have been yet another source of financially oriented criminal activity because many of the firms in this industry are themselves fraudulent. <a href="http://thinkup.waldenu.edu/career-development/career-planning/item/11390-how-does-financial-professional-foreclosure-bankruptcy-impact-career">Finally, finance, accounting and criminal justice programs as well as economics classes like to monitor the foreclosure crisis</a> in the United States because it is a key metric in determining the fundamental health of the national economy but is also indicative of how long the economy will continue to suffer. In fact, recent data indicates that in April of this year, the number of homes that were actually taken over by banks rose by <a href="http://www.cbsnews.com/stories/2010/04/15/business/main6398303.shtml">35%</a> over the previous year which itself had increased substantially. <a href="http://www.cbsnews.com/stories/2010/04/15/business/main6398303.shtml">Nationally, the estimates indicate that almost 1 million homes are involved in some stage of delinquency or foreclosure and this number is rising</a>. Producing <a href="https://www.efanniemae.com/utility/legal/antifraud.jsp">academic research and essays</a> on these topics is a useful way to train and educate future economists, financial advisors and criminal investigators alike.</p>
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		<title>Using PayPal for Payment Security</title>
		<link>http://www.universityessayexperts.com/2010/04/using-paypal-for-payment-security/</link>
		<comments>http://www.universityessayexperts.com/2010/04/using-paypal-for-payment-security/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 15:41:20 +0000</pubDate>
		<dc:creator>john</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[china]]></category>
		<category><![CDATA[credit]]></category>
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		<category><![CDATA[CUSTOM]]></category>
		<category><![CDATA[custom writing]]></category>
		<category><![CDATA[custom writing services]]></category>
		<category><![CDATA[dissertation]]></category>
		<category><![CDATA[dissertations]]></category>
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		<category><![CDATA[fraud]]></category>
		<category><![CDATA[India]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[mind knowing that]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[nothing]]></category>
		<category><![CDATA[online payment]]></category>
		<category><![CDATA[paper]]></category>
		<category><![CDATA[paying for a dissertation]]></category>
		<category><![CDATA[paying for an essay]]></category>
		<category><![CDATA[paying for school]]></category>
		<category><![CDATA[paying online]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[payment security online]]></category>
		<category><![CDATA[PayPal]]></category>
		<category><![CDATA[paypal security]]></category>
		<category><![CDATA[peace of mind]]></category>
		<category><![CDATA[project]]></category>
		<category><![CDATA[project clients]]></category>
		<category><![CDATA[project thesis]]></category>
		<category><![CDATA[recourse]]></category>
		<category><![CDATA[refund]]></category>
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		<description><![CDATA[Numerous custom writing companies engage in credit card fraud and clients are constantly worried about whether they will actually get their projects after making payment. Companies in both India and China abound that do nothing but create churn by culling the internet for clients, charging a fee and then failing to deliver a project. Clients have little recourse when this happens but still must find a way to produce an essay, term paper, research project, thesis or dissertation on time. ]]></description>
			<content:encoded><![CDATA[<p>Numerous custom writing companies engage in <a title="Credit Card Fraud" href="http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre07.shtm" target="_blank">credit card fraud</a> and clients are constantly worried about whether they will actually get their projects after making payment. Companies in both <a title="Credit Card Fraud in India" href="http://news.bbc.co.uk/2/hi/uk_news/7953401.stm" target="_blank">India and China</a> abound that do nothing but create churn by culling the internet for clients, charging a fee and then failing to deliver a project. Clients have little recourse when this happens but still must find a way to produce an essay, <a title="Essay Thesis Dissertation" href="http://en.wikipedia.org/wiki/Thesis_or_dissertation" target="_blank">term paper, research project, thesis or dissertation</a> on time. We <a title="PayPal Payments" href="https://personal.paypal.com/cgi-bin/marketingweb?cmd=_render-content&amp;content_ID=marketing_us/How_does_PayPal_work" target="_blank">utilize PayPal</a> for all or most of our transactions because it protects us and the client. For example, if you order a paper and do not receive it you can apply to PayPal to have the money refunded. If we cannot show that we emailed you your paper then you get your refund. But if we show PayPal that we emailed you your project then there is no refund. Everyone wins because you are protected and we can offer you a great deal of peace of mind knowing that you will receive a <a title="Essay Thesis Dissertation Writing Service" href="../term-papers/" target="_blank">quality essay, thesis or dissertation</a> on time.</p>
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		<title>WRITE AN A+ TERM PAPER</title>
		<link>http://www.universityessayexperts.com/2009/12/write-an-a-term-paper/</link>
		<comments>http://www.universityessayexperts.com/2009/12/write-an-a-term-paper/#comments</comments>
		<pubDate>Tue, 29 Dec 2009 23:15:45 +0000</pubDate>
		<dc:creator>john</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[A. Do]]></category>
		<category><![CDATA[A. Examine]]></category>
		<category><![CDATA[A. Limitations]]></category>
		<category><![CDATA[America]]></category>
		<category><![CDATA[assumptions]]></category>
		<category><![CDATA[author]]></category>
		<category><![CDATA[B. Guides]]></category>
		<category><![CDATA[B. Review]]></category>
		<category><![CDATA[B. Take]]></category>
		<category><![CDATA[C. Consult]]></category>
		<category><![CDATA[C. Get]]></category>
		<category><![CDATA[call]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[choose one]]></category>
		<category><![CDATA[contention]]></category>
		<category><![CDATA[custom research]]></category>
		<category><![CDATA[custom term paper]]></category>
		<category><![CDATA[D. Consult]]></category>
		<category><![CDATA[essay writing]]></category>
		<category><![CDATA[essay writing help]]></category>
		<category><![CDATA[first draft]]></category>
		<category><![CDATA[help with my homework]]></category>
		<category><![CDATA[iii]]></category>
		<category><![CDATA[Library]]></category>
		<category><![CDATA[long paper]]></category>
		<category><![CDATA[magaz]]></category>
		<category><![CDATA[magazi]]></category>
		<category><![CDATA[number]]></category>
		<category><![CDATA[paper]]></category>
		<category><![CDATA[point]]></category>
		<category><![CDATA[point of view]]></category>
		<category><![CDATA[publication]]></category>
		<category><![CDATA[purpose]]></category>
		<category><![CDATA[research]]></category>
		<category><![CDATA[research paper]]></category>
		<category><![CDATA[subject]]></category>
		<category><![CDATA[subject headings]]></category>
		<category><![CDATA[Term]]></category>
		<category><![CDATA[term paper]]></category>
		<category><![CDATA[term paper help]]></category>
		<category><![CDATA[term paper writing]]></category>
		<category><![CDATA[term papers]]></category>
		<category><![CDATA[textbook]]></category>
		<category><![CDATA[Title]]></category>
		<category><![CDATA[tradition]]></category>
		<category><![CDATA[Voice]]></category>
		<category><![CDATA[WRITING]]></category>

		<guid isPermaLink="false">http://www.universityessayexperts.com/?p=252</guid>
		<description><![CDATA[HOW TO WRITE AN A+ TERM PAPER

A term (or research) paper is primarily a record of intelligent reading in several sources on a particular subject. The task of writing such is not as formidable as it seems if it is thought out in advance as a definite procedure with systematic perpetration.]]></description>
			<content:encoded><![CDATA[<p><strong><span style="color: #000000;">HOW TO WRITE AN A+ TERM PAPER</span></strong><span style="color: #000000;"><strong> </strong></span></p>
<p><span style="color: #000000;"><a title="Writing an Essay" href="http://esl.about.com/cs/writing/ht/ht_essay.htm" target="_blank">A term (or research) paper</a> is primarily a record of intelligent reading in several sources on a particular subject. The task of writing such is not as formidable as it seems if it is thought out in advance as a definite procedure with systematic perpetration.</span><span style="color: #000000;"><strong> </strong></span></p>
<p><span style="color: #000000;">The procedure for writing such a report consists of the following steps:</span></p>
<ol>
<li><span style="color: #000000;">Choosing a subject</span></li>
<li><span style="color: #000000;">Finding sources of materials</span></li>
<li><span style="color: #000000;">Gathering the notes</span></li>
<li><span style="color: #000000;">Outlining the paper</span></li>
<li><span style="color: #000000;">Writing the first draft</span></li>
<li><span style="color: #000000;">Editing the paper</span></li>
</ol>
<p><span style="color: #000000;">Now let&#8217;s look at each of them.</span></p>
<hr size="2" />
<p><strong><span style="color: #000000;">CHOOSING A SUBJECT</span></strong><span style="color: #000000;"><strong> </strong></span></p>
<p><span style="color: #000000;">Most good papers are built around questions. You can find subjects in any textbook. Simply take some part of the text that interest you and examine it carefully. Ask yourself the following things about it to see if you can locate a question to answer in your paper. Does it tell you all you might wish to learn about the subject? Are you sure it is accurate? Does the author make any assumptions that need examining? Can two of the more interesting sections in the text be shown to be interrelated in some useful way? Your paper is an attempt to write a well-organized answer to whatever question you decide upon, using facts for the purpose of proving (or at least supporting) your contention.</span></p>
<p><span style="color: #000000;">The most common error made by students in choosing a subject for a term paper is to choose one that is too general. (The most specific subject will always have enough aspects to furnish a long paper, if you think about it for a while.)</span></p>
<hr size="2" />
<p><a title="Source material for Term Papers" href="http://www.wikihow.com/Write-an-Essay" target="_blank"><strong><span style="color: #000000;">FINDING SOURCES OF MATERIALS</span></strong></a><span style="color: #000000;"> </span></p>
<p><span style="color: #000000;">A. Limitations. Tradition suggests that you limit your sources to those available on the campus and to those materials which are not more than 20 years old, unless the nature of the paper is such that you are examining older writings from a historical point of view.</span></p>
<p><span style="color: #000000;">B. Guides to sources.</span></p>
<p><span style="color: #000000;">1) Begin by making a list of subject-headings under which you might expect the subject to be listed.</span></p>
<p><span style="color: #000000;">2) Start a card file using the following forms.</span></p>
<p><span style="color: #000000;">a) Book and magazine article:</span></p>
<p><span style="color: #000000;">i. Subject</span></p>
<p><span style="color: #000000;">ii. Author</span></p>
<p><span style="color: #000000;">iii. Title</span></p>
<p><span style="color: #000000;">iv. Facts of publication</span></p>
<p><span style="color: #000000;">v. Library call number</span></p>
<p><span style="color: #000000;">b) News story:</span></p>
<p><span style="color: #000000;">i. Subject</span></p>
<p><span style="color: #000000;">ii. Facts of publication</span></p>
<p><span style="color: #000000;">iii. Headline</span></p>
<p><span style="color: #000000;">c) Periodicals:</span></p>
<p><span style="color: #000000;">i. Author</span></p>
<p><span style="color: #000000;">ii. Title</span></p>
<p><span style="color: #000000;">iii. Name of periodical</span></p>
<p><span style="color: #000000;">iv. Volume and page number</span></p>
<p><span style="color: #000000;">v. Month and year.</span></p>
<p><span style="color: #000000;">Sort these cards into (a) books and (b) each volume of periodicals. Then look up call numbers other periodicals and sort out those for each branch library. This sorting save library time.</span></p>
<p><span style="color: #000000;">C. Consult the card catalog in the library to locate books &#8211; record author, title, publisher, date of publication and call number.</span></p>
<p><span style="color: #000000;">D. Consult guides to periodicals, such as:</span></p>
<ul>
<li>
<ul>
<li><span style="color: #000000;">Education       Index</span></li>
<li><span style="color: #000000;">Readers       Guide</span></li>
<li><span style="color: #000000;">International       Index to Periodicals</span></li>
<li><span style="color: #000000;">Psychological       Abstracts</span></li>
</ul>
</li>
</ul>
<p><span style="color: #000000;">These are aids to finding articles on any subject. They list subject heading, with various titles of articles under them, together with the location of each article.</span></p>
<hr size="2" />
<p><a title="Notes &amp; References" href="http://homeworktips.about.com/od/essaywriting/a/fiveparagraph.htm" target="_blank"><strong><span style="color: #000000;">GATHERING THE NOTES</span></strong></a></p>
<p><span style="color: #000000;">A. Examine the books and articles &#8211; several volumes at a time will save steps.</span></p>
<p><span style="color: #000000;">Skim through your sources, locating the useful material, then make good notes of it, including quotes and information for footnotes. You do not want to have to go back to these sources again. Make these notes on separate cards for each author &#8211; identifying them by author.</span></p>
<p><span style="color: #000000;">B. Take care in note-taking; be accurate and honest. Be sure that you do not distort the author&#8217;s meanings. Remember that you do not want to collect only those things that will support your thesis, ignoring other facts or opinions. The reader wants to know other sides of the question.</span></p>
<p><span style="color: #000000;">C. Get the right kind of material:</span></p>
<ol>
<li><span style="color: #000000;">Get facts, not just opinions. Compare the facts with author&#8217;s conclusion.</span></li>
<li><span style="color: #000000;">In research studies, notice the methods and procedures, and do not be afraid to criticize them. If the information is not quantitative, in a study, point out the need for objective, quantified, well-controlled research.</span></li>
</ol>
<hr size="2" />
<p><a title="Outlining &amp; Writing the Paper" href="http://owl.english.purdue.edu/" target="_blank"><strong><span style="color: #000000;">OUTLINING THE PAPER</span></strong></a></p>
<p><span style="color: #000000;">A. Do not hurry into writing. Think over again what your subject and purpose are, and what kind of material you have found.</span></p>
<p><span style="color: #000000;">B. Review notes to find main sub-divisions of your subject. Sort the cards into natural groups then try to name each group. Use these names for main divisions in your outline. For example, you may be writing a paper about the Voice of America and you have the following subject headings on your cards.</span></p>
<ol>
<li><span style="color: #000000;">Propaganda &#8211; American (History)</span></li>
<li><span style="color: #000000;">Voice of America &#8211; funds appropriated</span></li>
<li><span style="color: #000000;">Voice of America &#8211; expenditures</span></li>
<li><span style="color: #000000;">Voice of America &#8211; cost compared with Soviet propaganda</span></li>
</ol>
<p><span style="color: #000000;">The above cards could be sorted into six piles easily, furnishing the following headings:</span></p>
<ol>
<li><span style="color: #000000;">History (Card 1)</span></li>
<li><span style="color: #000000;">Purpose (Card 5)</span></li>
<li><span style="color: #000000;">Organization (Cards 6, 7)</span></li>
<li><span style="color: #000000;">Cost (Cards 2, 3, 4, 9)</span></li>
<li><span style="color: #000000;">Effects (Card 8 )</span></li>
<li><span style="color: #000000;">Future (Card 10)</span></li>
</ol>
<p><span style="color: #000000;">You will have more cards than in the example above, and at this point you can possibly narrow down you subject further by taking out one of the piles of cards.</span></p>
<p><span style="color: #000000;">C. Sort the cards again under each main division to find sub-sections for your outline.</span></p>
<p><span style="color: #000000;">D. By this time it should begin to look more coherent and to take on a definite structure. If it does not, try going back and sorting again for main divisions, to see if another general pattern is possible.</span></p>
<p><span style="color: #000000;">E. You may want to indicate the parts of your outline in traditional form as follows:</span></p>
<p><span style="color: #000000;">1. Example</span></p>
<p><span style="color: #000000;">a) Example</span></p>
<p><span style="color: #000000;">i. Example</span></p>
<p><span style="color: #000000;">ii.) Example</span></p>
<p><span style="color: #000000;">2. Example</span></p>
<p><span style="color: #000000;">3. Example</span></p>
<p><span style="color: #000000;">a) Example</span></p>
<p><span style="color: #000000;">Use these designations only in the outline and not in the paper itself, or it will look more like an extended outline that a paper.</span></p>
<hr size="2" />
<p><strong><span style="color: #000000;">WRITING THE FIRST DRAFT</span></strong><span style="color: #000000;"><strong> </strong></span></p>
<p><span style="color: #000000;">You are now ready to write.</span></p>
<p><span style="color: #000000;">A. Write the paper around the outline, being sure that you indicate in the first part of the paper what its purpose is. Follow the old formula:</span></p>
<p><span style="color: #000000;">1. Tell the reader what you are going to say (statement of purpose)</span></p>
<p><span style="color: #000000;">2. Say it (main body of the paper)</span></p>
<p><span style="color: #000000;">3. Tell the reader what you&#8217;ve said (statement of summary and conclusion)</span></p>
<p><span style="color: #000000;">B. A word about composition:</span></p>
<p><span style="color: #000000;">1. Traditionally, any headings or sub-headings included are nouns, not verbs or phrases.</span></p>
<p><span style="color: #000000;">2. Keep things together that belong together. Your outline will help you do this if it is well organized. Be sure you don&#8217;t change the subject in the middle of a paragraph, and be sure that everything under one heading in your outline is about the same general topic.</span></p>
<p><span style="color: #000000;">3. Avoid short, bumpy sentences and long straggling sentences with more than one maid ideas.</span></p>
<hr size="2" />
<p><strong><span style="color: #000000;">EDITING THE PAPER</span></strong><span style="color: #000000;"><strong> </strong></span></p>
<p><span style="color: #000000;">You are now ready to polish up the first draft.</span></p>
<p><span style="color: #000000;">A. Try to read it as if it were cold and unfamiliar to you. It is a good idea to do this a day or two after having written the first draft.</span></p>
<p><span style="color: #000000;">B. Reading the paper aloud is a good way to be sure that the language is not awkward, and that it &#8220;flows&#8221; properly.</span></p>
<p><span style="color: #000000;">C. Check for proper spelling, phrasing and sentence construction. Be sure that pronouns clearly refer to nouns.</span></p>
<p><span style="color: #000000;">D. Check for proper form on footnotes, quotes, and punctuation.</span></p>
<p><span style="color: #000000;">E. Check to see that quotations serve one of the following purposes:</span></p>
<ol>
<li><span style="color: #000000;">Show evidence of what an author has said.</span></li>
<li><span style="color: #000000;">Avoid misrepresentation through restatement.</span></li>
<li><span style="color: #000000;">Save unnecessary writing when ideas have been well expressed by the original author.</span></li>
</ol>
<p><span style="color: #000000;">F. Check for proper form on tables and graphs. Be certain that any table or graph is self-explanatory.</span></p>
<p><br class="spacer_" /></p>
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